No Spend Challenge Tracker, Excel and Google Sheets, No Buy Year Spreadsheet, 30 Day Savings Challenge, Spending Tracker, Streak Calendar

No Spend Challenge Tracker for Microsoft Excel and Google Sheets, instant digital download. Stop impulse spending, build no-spend streaks and see exactly how much you save, for a weekend, a month or a whole year. Perfect for a no spend weekend, month or 30-day challenge. ✨ NOW INCLUDES 4 FILES: Excel + Google Sheets, each in a SAMPLE version (filled with example data so you can see how it works) and a BLANK version (ready for your own numbers). ★ WHAT'S INCLUDED ★ • 13 tabs with a clickable Start Here page • Dashboard: 16 KPI tiles, the last 14 days at a glance, progress bars, recent slips, wishlist items ready to decide, savings goals and 4 charts • Setup: choose a weekend, 7-day, 30-day, calendar month, 90-day, full year or custom challenge, your start date and your usual non-essential spending • Rules: up to 24 categories marked Essential, Not allowed or Allowed with a monthly limit, plus your why, personal rules and reward • Spend Log: 800 rows with slip reason, trigger and how you felt after; essentials, limits and slips are sorted for you • Daily Tracker: every day of your challenge (up to 366) with status, streak, money saved, urge level, mood and a journal note • Calendar: any month with green no-spend days and red slips, plus month results • Money Saved: week by week vs your usual spending, with projections and 2 charts • Savings Jar: 8 goals, 200 transfer rows and a jar that fills up • Impulse Wishlist: 100 items with a wait rule (30 days by default) and money not spent • Triggers & Insights: slips by trigger, reason, weekday and category, with plain-English insights • Monthly Review: month results plus your rating and reflections • Year View: every day of the year as ✓ or ✗ with monthly success rates • 15 charts in total ★ PERFECT FOR ★ ✓ A no spend weekend, month or 30-day challenge ✓ A no buy year ✓ Saving for a goal or paying off debt faster ★ COMPATIBILITY ★ • Microsoft Excel (desktop, Mac, web) • Google Sheets (upload to Google Drive and open with Google Sheets) • 4 files included: an Excel version + a Google Sheets edition, each as a Sample and a Blank copy • Not designed for Apple Numbers ★ HOW IT WORKS ★ 1. Download the files right after purchase. 2. On Setup, pick your challenge length and start date, then set your rules. 3. Log what you spend. Slips get a reason and a trigger. 4. Watch your streaks, move your savings into the jar and review each month. Works in any currency ($, £, €, C$, A$ and more): just change the currency symbol. ★ PLEASE NOTE ★ • This is a digital download. Nothing will be shipped. • Money saved is an estimate based on your own usual spending. This is a motivation and budgeting tool, not financial advice. • Because it's a digital file, returns aren't accepted, but if you have any trouble with the file, message me and I'll fix it or help you right away.