Home Buying Planner Spreadsheet, Excel and Google Sheets, First Time Home Buyer, Mortgage Affordability Calculator, House Hunting

Home Buying Planner Spreadsheet for Microsoft Excel and Google Sheets, instant digital download. Plan your first home purchase from budget to keys: see what you can afford, save your down payment, estimate the monthly payment and closing costs, and compare homes side by side. Perfect for first-time home buyers. ✨ NOW INCLUDES 4 FILES: Excel + Google Sheets, each in a SAMPLE version (filled with example data so you can see how it works) and a BLANK version (ready for your own numbers). ★ WHAT'S INCLUDED ★ • 14 tabs with a clickable Start Here page • Dashboard: 16 KPI tiles, an affordability check with status flags, your top 5 homes, next checklist tasks, latest offers and 4 charts • Affordability: monthly income, debts and DTI, your max monthly payment and max home price, 3 comfort levels and a 12-step price ladder • Down Payment: your full cash goal (down payment, closing costs, moving, cushion), up to 6 accounts, a 200-row deposit log, milestones and a ready-by date • Payment Estimator: principal, interest, property tax, insurance, PMI and HOA, 3 what-if scenarios, a rate sensitivity table and a year-by-year view • Amortization: 360-month schedule with extra principal payments, interest saved, time saved and PMI • Closing Costs: 21 typical fees estimated for you, columns for your Loan Estimate and Closing Disclosure, and your cash to close • Homes (up to 10) and Compare & Score: price per sq ft, estimated payment, budget check, weighted scores, rank, top pick and best value • Showing Notes (60 rows), Offer Tracker (15 offers with contingencies and deadlines) and Lender Compare (4 loan offers, true cost after 5, 7 and 10 years) • Closing Checklist: 36-task timeline from getting ready to moving in, with due dates from your closing date • 15 charts in total ★ PERFECT FOR ★ ✓ First-time home buyers ✓ Couples saving for a down payment ✓ Comparing homes and mortgage offers ★ COMPATIBILITY ★ • Microsoft Excel (desktop, Mac, web) • Google Sheets (upload to Google Drive and open with Google Sheets) • 4 files included: an Excel version + a Google Sheets edition, each as a Sample and a Blank copy • Not designed for Apple Numbers ★ HOW IT WORKS ★ 1. Download the files right after purchase. 2. On Setup, type your target price, down payment %, interest rate, taxes, insurance and closing date. 3. Add your income and debts to see your budget, then track your savings. 4. Add homes, score them, log offers and follow the checklist to closing. Works in any currency ($, £, €, C$, A$ and more): just change the currency symbol. ★ PLEASE NOTE ★ • This is a digital download. Nothing will be shipped. • All numbers are estimates for planning. This is not financial, lending or legal advice: confirm rates and costs with your lender and agent. • Because it's a digital file, returns aren't accepted, but if you have any trouble with the file, message me and I'll fix it or help you right away.