All in One Finance Planner Spreadsheet, Budget, Bills, Debt Snowball, Excel Google Sheets

✨ NOW INCLUDES 4 FILES: Excel + Google Sheets, each in a SAMPLE version (filled in so you can see exactly how it works) and a BLANK version (cleared and ready for your own info). Take control of your money with ONE spreadsheet that does it all. The All-in-One Finance Planner connects your budget, bills, paychecks, debt payoff, savings goals and net worth, so you set it up once and everything updates itself. Pick any month on the Dashboard and see your whole financial picture in seconds. Works in Microsoft Excel and Google Sheets. ━━━━━━━━━━━━━━━━━━━━ 📊 WHAT'S INSIDE: 15 TABS ━━━━━━━━━━━━━━━━━━━━ OVERVIEW ✓ Home page with clickable tiles to every tab ✓ All-in-One Dashboard (14 live numbers + 4 charts) ✓ How To Use guide BUDGETING ✓ Setup: income sources, categories, groups (Needs / Wants / Savings / Debt) and budgets ✓ Transactions log (1,500 rows, drop-down categories) ✓ Monthly Budget: budget vs. actual, % used bars, On track / Close / Over flags, 50/30/20 check ✓ Annual Overview: all 12 months side by side, over-budget cells turn red BILLS & PAYCHECKS ✓ Paycheck Planner: every payday of the year (weekly, biweekly, semi-monthly or monthly), bills due before the next check, and what's left to spend ✓ Bills & Subscriptions: monthly + yearly bills, autopay, next due date ✓ Bill Calendar: month view of what's due each day DEBT & SAVINGS ✓ Debt Payoff: snowball or avalanche, extra payments, debt-free date, payoff month for each debt, interest saved, countdown chart ✓ Savings Goals + Sinking Funds: progress bars and how much to save each month ✓ Savings Log ✓ Net Worth Tracker with monthly chart ━━━━━━━━━━━━━━━━━━━━ 📥 YOU WILL RECEIVE ━━━━━━━━━━━━━━━━━━━━ → 2 files: an Excel version + a Google Sheets edition (same template; the Google edition has Google-native progress bars) → Sample data already filled in, so you can see exactly how it works → A step-by-step How To Use tab inside the file ━━━━━━━━━━━━━━━━━━━━ 💻 YOU WILL NEED ━━━━━━━━━━━━━━━━━━━━ 1. Microsoft Excel (desktop or Microsoft 365) or a free Google account for Google Sheets 2. A computer for setup (phone and tablet work for quick updates) ━━━━━━━━━━━━━━━━━━━━ 📝 HOW IT WORKS ━━━━━━━━━━━━━━━━━━━━ 01. Download the file from Etsy > You > Purchases right after checkout. 02. Excel: open the file and go. Google Sheets: in Google Drive choose New > File upload, then open the file with Google Sheets. 03. Start on Setup, add your bills and debts, then log transactions as you go. Yellow cells are for typing; everything else calculates for you. ━━━━━━━━━━━━━━━━━━━━ ⚠️ GOOD TO KNOW ━━━━━━━━━━━━━━━━━━━━ • This is a digital download. Nothing will be shipped. • English, US dollars. Change the currency format any time. • For planning and organization only. This is not financial advice. ━━━━━━━━━━━━━━━━━━━━ 🔑 LICENSE ━━━━━━━━━━━━━━━━━━━━ Personal use only, single user. Please don't share, resell or redistribute the file. ━━━━━━━━━━━━━━━━━━━━ 💛 QUESTIONS? ━━━━━━━━━━━━━━━━━━━━ Message us any time thr