Net Worth Tracker Spreadsheet, Assets and Debts, Monthly Wealth Dashboard, Net Worth Template, Personal Finance Tracker, Excel Google Sheets

Net Worth Tracker Spreadsheet for Microsoft Excel and Google Sheets, instant digital download. See your whole financial picture in about 5 minutes a month. List your accounts once, type in balances monthly, and the dashboard shows your net worth, how it's changing, and where your money sits. ✨ NOW INCLUDES 4 FILES: a SAMPLE version (filled in so you can see exactly how it works) and a BLANK version (cleared and ready for your own info), each in an Excel edition and a Google Sheets edition. ★ WHAT'S INCLUDED ★ • Clickable Start Here cover page with quick-start steps and a colour key (yellow = you type, white = calculated) • Dashboard: 16 KPI tiles (net worth, monthly, year-to-date and 12-month change, assets, debts, debt-to-asset, liquid assets, emergency runway, FI number and progress, next milestone, main goal, average growth, all-time high), an 8-point financial health check, a last-12-months table and 6 charts • Accounts: up to 40 accounts with type, institution, liquidity, owner, rate and monthly payment. Asset or debt is decided automatically, with status flags (high interest, paid off, paid down) • Monthly Balances: one grid for 40 accounts x 36 months, with totals, net worth, monthly change and debt-to-asset ratio. The latest month is highlighted • Net Worth History: every month with assets, debts, net worth, change, liquid and invested assets, plus a breakdown by asset class and debt type • Asset Allocation: actual vs. target % by class, drift and rebalance amount, plus liquidity, owner and top 10 assets, with 3 charts • Debt & Ratios: payoff date, months left, monthly interest and % paid for every debt, debt-free date, debt-to-income, 12-month ratio trend and 2 charts • Goals & Milestones: 12 net worth milestones with the month you reached each one and a projected date at your pace, plus 10 custom goals (net worth, assets, liquid, invested or debt) marked done, on track, behind or overdue • Year Summary: 3 years side by side (start, end, change, debt paid down, best and worst month) and a month-by-month year vs. year comparison with 2 charts • FI Calculator: your FI number, years to FI and FI age in cautious, base and optimistic cases, Coast FI, the monthly amount needed, a 40-year projection chart and a years-to-FI what-if grid • Setup: asset classes with target allocation, debt types, liquidity levels, owners, milestones and your settings, all editable • How To Use guide with FAQ • 15 charts in total, drop-down menus throughout, and sample data so you can see how everything works • A sample-data version and a blank ready-to-use version, for both Excel and Google Sheets ★ SAVE WITH A BUNDLE ★ Get this template plus 4 more in the Personal Finance Spreadsheet Bundle and save 50% Get this template plus 3 more in the Investor Spreadsheet Bundle and save about 48% Get this template plus 4 more in the Real Estate Investor Spreadsheet Bundle and save 46% PLEASE NOTE • DIGITAL download only. No physical item will be shipped. • A tracking to