Sinking Funds Tracker Spreadsheet, Savings Goals by Paycheck, Fund Planner, Sinking Funds Budget, Savings Tracker, Excel Google Sheets

Sinking Funds Tracker Spreadsheet for Microsoft Excel and Google Sheets, instant digital download. Stop letting irregular expenses wreck your budget. Set a target and due date for every big expense, and this tracker tells you exactly how much to set aside each month and each paycheck. ✨ NOW INCLUDES 4 FILES: a SAMPLE version (filled in so you can see exactly how it works) and a BLANK version (cleared and ready for your own info), each in an Excel edition and a Google Sheets edition. ★ WHAT'S INCLUDED ★ • Clickable Start Here cover page with quick-start steps and a color key • Dashboard: 8 KPI tiles (total saved, still needed, save per month, save per paycheck, funds on track, due in the next 60 days and more), fund progress bars, on-track status, category breakdown and 4 automatic charts • Funds: up to 25 sinking funds with category, priority, account, target, due date and how often it repeats. Save per month, save per paycheck, % funded, expected balance and status are worked out for you • Transactions: 1,000 rows for deposits and withdrawals with drop-downs and a running balance for each fund • Contribution Planner: what to put in each fund every month for the next 12 months, planned savings vs. expenses due, projected total balance and how it fits your monthly budget (2 charts) • Expense Calendar: 12 month-by-month cards plus a full grid of every expense coming due in the next year • Fund Detail: pick any fund from a drop-down to see its numbers, month-by-month balance, a balance vs. target chart and its latest transactions • Monthly Summary: deposits, withdrawals, net saved and total balance for each month, net saved by fund and a chart • What-If Planner: type what you can afford each month and see which funds still get fully funded in priority order, plus a savings goal calculator and a 'how long will it take' calculator • Savings Challenges: 52-week challenge and 100 envelope challenge with tick-off boxes and progress • Setup: pay frequency, monthly budget, due-soon warning, categories, accounts and repeat options • How To Use guide and FAQ • 2 versions of each file: one with sample data to show how it works and one blank, ready to use ★ SAVE WITH A BUNDLE ★ Get this template plus 4 more in the Personal Finance Spreadsheet Bundle and save 50% PLEASE NOTE • DIGITAL download only. No physical item will be shipped. • For personal use only. Not for resale.